uob private banking
uob private banking
Blog Article
UOB Lender presents many different own banking expert services made to meet up with the monetary desires of individuals. Under is an intensive overview that may help you comprehend The real key elements and choices.
Different types of Accounts
Savings Account: This account lets you spend less whilst earning fascination.
Options: Easy access, curiosity earnings, small fees.
Advantages: Secure place for your funds, potential growth through interest.
Present-day Account: Perfect for day by day transactions and managing costs.
Features: Checkbook facility, overdraft protection.
Advantages: Hassle-free for regular payments and withdrawals.
Mounted Deposit Account: For anyone aiming to make greater interest prices more than a fixed period.
Features: Fixed term deposits, higher desire rates in comparison with cost savings accounts.
Rewards: Secure expense choice with predictable returns.
Financial loans
Particular Financial loans: Unsecured loans that can be useful for several needs like schooling or house renovation.
Types:
Installment Financial loans
Credit score Strains
Added benefits: Versatile repayment conditions, aggressive interest fees.
Property Loans: Personalized remedies for buying assets or refinancing current home loans.
Sorts:
Set Rate Household Mortgage
Floating Level Property Loan
Added benefits: Distinct designs to match individual desires, appealing premiums.
Credit Cards
UOB presents a range of charge cards catering to different life and expending behavior:
Benefits Playing cards: Generate factors on each acquire that may be redeemed for gifts or journey miles.
Cashback Playing cards: Get cash rebates on each day expending like groceries and dining out.
Journey Playing cards: Special Rewards like air miles accumulation and journey insurance coverage.
Expenditure Products and services
For individuals considering increasing their prosperity as a result of investments:
Unit Trusts * Diversified portfolio managed by experts. * Appropriate for very long-expression advancement targets.
Structured Deposits * Brings together the attributes of standard deposits with expenditure solutions. * Most likely higher returns but with a few hazard associated.
Insurance Products
To protect yourself and All your family members versus unexpected gatherings:
Lifetime Insurance plan * Delivers fiscal safety in case of death or significant health issues. * Might also serve as a financial savings tool according to the policy chosen.
Health and fitness Insurance plan * Addresses healthcare expenses together with hospitalization expenditures. * Essential for mitigating high Health care fees.
Electronic Banking Companies
Comfort at your fingertips through electronic platforms:
Web Banking
Helps you to deal with your finances on the net:
Check out account balances and transaction history
Transfer cash between accounts or fork out expenses
Submit an application for new items (financial loans/credit cards)
Cellular Banking
Banking on-the-go via cellular applications:
Rapid equilibrium checks
Cellular payment solutions (QR code payments)
Notifications & alerts about account action
Using these comprehensive offerings, UOB aims to offer personalized banking remedies that cater precisely to uob personal banking personal prerequisites whilst guaranteeing convenience and safety in all transactions.